What kind of coverage is available under LAMal and the complementary plans based on the LCA?

The Swiss healthcare system is structured around a minimal compulsory public coverage referred to as LAMal (Loi sur l’Assurance Maladie – compulsory health insurance). The compulsory LAMal health insurance plan should be supplemented with private complementary health insurance plans to improve comfort and to cover the multiple areas that remain unprotected under the basic LAMal plan.
If you are employed for more than 8 hours a week by the same employer, accidents are not covered under your LAMal plan, they are covered by your employer.



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